BUSINESS

Managing the balance sheet means managing the bank.

‍Interest rate volatility, liquidity pressures, IRRBB requirements: asset-liability management has once again become a top-level management priority.

‍Aneffective ALM framework does more than just measure structural risks—it anticipates them, translates them into management guidelines, and establishes a credible dialogue with the regulator. This requires rigorous consistency between models, data, and processes.

MLAdvisory by Primexis supports the entire framework: performance indicators, interest rate and foreign exchange risk modeling, liquidity stress tests, production of regulatory reports (LCR, NSFR, ALMM), and preparation for supervisory engagement.

The balance sheet is not a constraint. It is a lever.